Business Grants For Single Moms

“A mother is a person who seeing there are only four pieces of pie for five people, promptly announces she never did care for pie.” – Tenneva Jordan

I think we can all agree on truthfulness of such a simple but moving statement. Mothers indeed make those kinds of selfless and touching sacrifices. Circumstances sometimes force them to tighten their belts more than most to provide for their children.

Sometimes, to the point of even sacrificing their own personal ambitions and growth especially for those who would like to get their university degrees but do not have the means to pursue it. Why is it so difficult for us to finish college and pursue our ambitions?

Because for single mothers going back to school, we must consider two valuable things: time and money. Money for tuition and other school expenses along with standard bills must somehow fit into the already too-tight budget. Not mention, the added cost for the child care provider when at school. And although her time is already filled up with work and motherhood, now she must make room for school and studying.

Given the scenario above, it seems nearly impossible. Such a daunting challenge will discourage a lot of people but I’d like to tell you that it can be surpassed and there are people willing to help not only for education but also for other needs like assistance in housing, employment, business opportunities and even clothing. Here are some places you can approach for help:

Small Business Administration

If you want to start or have a business but need more financing. Go here for more info: SBA.

Single Parents Association of America

If you are looking to start a business, you might start looking here: SPAOA. They are dedicated to serving single parents and providing information on where you can get assistance.

These are only a few of the many resources and agencies you could find out there, you will probably find more when you start looking. So, why not look for them, now?

Life Quotes For Single Mothers

I grew up in a single-parent family. My dad died when I was twelve leaving my mother alone to raise 5 kids the eldest being 12. I often saw her due to despair and fear for our future. How was she supposed to provide and support us until we can become independent?

It was a long way to go before we could actually stand on our own. It’s been years since then, and I’ve asked her how she did it, and my single mother said she lived by this quote: “One day at a time”. She said that as cliched as it sounds she got through because she reminded herself to live and face problems one day at a time, and it worked.

So I decided to compile some of my favorite quotes to motivate,inspire and commend women and all their sacrifices.In hopes that they too can help pull you through like my mom. These were taken from books and other resources.

“When you are a mother, you are never really alone in your thoughts. A mother always has to think twice, once for herself and once for her child.” – Sophia Loren

“A parent’s love is whole, no matter how many times divided.” – Robert Brault

“If you bungle raising your children, I don’t think whatever else you do well matters very much.” – Jacqueline Kennedy Onassis

“Whenever I held my newborn baby in my arms, I used to think that what I said and did to him could have an influence not only on him, but on all whom he met, not only for a day or a month or a year, but for all eternity – a very challenging and exciting thought for a mother.” – Rose Kennedy

“Women’s Liberation is just a lot of foolishness. It’s the men who are discriminated against. They can’t bear children. And no one’s likely to do anything about that.” – Golda Meir

“Raising a family is difficult enough. But it’s even more difficult for single parents struggling to make ends meet. They don’t need more obstacles. They need more opportunities.” – Bill Richardson

“Only mothers can think of the future – because they give birth to it in their children.” – Maxim Gorky

Quotes like these can help inspire us and challenge us to be better parents. They nudge us to pay attention, focus on what is essential. They warm our hearts because they affirm how much love and sacrifice it takes to be a beacon of hope and strength.

Scholarships Help Single Mothers

Single motherhood is tough. Imagine being responsible for the past, present and future and you’ll see how daunting it can be. How much more difficult it must be for one without a college degree?

They have to support and raise their child with the small amount of money they earn. And even if they want to finish their degree, they are unable to do so because they simple do not have the funds for it. However, it does not mean it is completely hopeless for them. They can always look for other alternatives.

The Jeanette Rankin Foundation Scholarship Program

This program was made in honor of an incredible woman to help adult women who have financial difficulties, it provides scholarships for single moms returning to school. They are all about empowering women and so they provide more than college scholarships, to know more please go here: http://www.rankinfoundation.org/

Patsy Takemoto Mink Education Foundation for Low-Income Women and Children

For 2012, this Foundation is dedicated to help women with children who want to complete education or get training. This organization helps these women not only achieve personal success but improve the living circumstances of her children.

Women’s Opportunity Awards

This is a private organization helping women and children by giving scholarships. This is given by Soroptimist whose greatest desire is to give a better life for women and children through the provision of resources that will help improve their education, skills and job opportunities.

Indeed, there are quite a number of scholarship opportunities out there. I’ve only just named a few. I know it sounds amazing that there are private organizations helping us improve our lives..

There are even financial aid sources provided by the government and non-government agencies. It is best if you approach the college you want to attend and inquire about financial assistance opportunities. If you want help in looking for something specific like nursing scholarships, visit FAW.

The Assistance League

It provides an abundant resource of information on community-based programs for needy families. This is a non-profit organization which seeks to empower others. They have different programs like senior and youth programs. They also have family programs which can help single moms provide for their children. For a better understanding of this program visit here: assistanceleague.org.

You can also try to avail government benefits for low-income families. They can help provide for not only your education, but also for your housing help, clothing, employment and training. There are privates sectors who also offer grants and scholarships for qualified people. There’s really a lot of viable options for you. Continue to be amazing!

Single Mothers’ Day Care Assistance

A single parent juggling child-rearing and work is quite a challenge. You cannot neglect either of them they require your complete attention, the thing is both cannot be left alone to fend for themselves. You are a single parent with bills to pay and mouths to feed, of course you need to earn but while you are working who will be with you children? Let’s say you have little kids they cannot be left on their own at home so you naturally have to look for people or places who can cater to them, the thing is everyone’s busy too. So, where do you go?

State Assistance

Your state has programs mandated by the federal government to provide for child care. It is best for you to visit your local government to find out what alternatives are at hand for your dilemma. You can inquire about free daycare in your respective states here: state assistance.

Babysitters/Nanny

You can hire somebody to babysit for you. For more information, visit here: care.com.

Daycare

Daycare assistance for single mothers is nothing new and there are a lot of groups providing such services or information on where to find it near you. Like the following:

Daycare Bear

This is a network that provides information on daycare providers. Check here for more details: DayCareBear.

Child Care Aware

Under the National Association of Child Care Resource & Referral Agencies (NACCRRA), this program was established to help families. This is a respectable website that provides resources on where you can find provisions to better care for your child. If you want to know where to go to for help on paying for daycare for your children you can visit this site: child care aware.

Furthermore, you can also refer to childcare.org for more information on government related programs to assist you, for starters, they have the following provisions:

Child and Dependent Care Credit

You can get an income tax return if you paid somebody to care for your child while you are working or looking for work.

Child Care Resource and Referral Agency (CCR&R)

There should be a CCR&R in your area, you can visit their office to inquire about where to go for special funding or aid in paying for daycare.

Early Head Start and Head Start

These are daycare centers catering to infants to children up to 5 years old who belong to low-income families. These are merely a handful of the places you can go to for help but there are more agencies available out there.

Government Grants For Moms

“When you are a mother, you are never really alone in your thoughts. A mother always has to think twice, once for herself and once for her child.” – Sophia Loren

I think Sophia Loren knew what she was talking about when she said these words.The sweat and tears expelled by their exhausted body and soul are meaningful and bearable because they are dedicated to their offspring. But the hardship is halved and the happiness multiplied because they have a partner to share the ups and downs of parenthood with.

So, the single parent sometimes bears twice the hardship because they have no one to help them carry their crosses. But they do this just as willingly and just as fervently as their paired counterparts. It’s just that simple. Problems become big ones when you face it alone.

But you are not alone. There are agencies which offer aid assistance. The federal government has appropriated funds to states to provide for programs to help needy families. Like the following:

Montana: Families Achieving Independence in Montana (FAIM)

They can help low-income families because they provide various services like Child Care Assistance, Healthy Montana Kids (HMK), Energy Assistance, Supplemental Nutrition Assistance Program(SNAP), Medicaid, Special Supplemental Nutrition for Women, Infants & Children (WIC), Temporary Assistance for Needy Families (TANF).

North Dakota: TEEM (Training, Employment, Education Management)

They provide the following services: Basic Care Assistance Program (BCAP), Child Care Assistance Program (CCAP), Supplemental Nutrition Assistance (SNAP), Healthy Steps Children’s Health Insurance, Low Income Home Energy Assistance Program (LIHEAP), Medicaid, Temporary Assistance for Needy Families (TANF) / Job Opportunities and Basic Skills (JOBS).

There are also government grants which can assist you, they can help you address some of your needs including education needs, like the ones below:

Federal Pell Grants

This grant is usually given to students who do not have a degree yet. This is not like a loan so there is no need for you to repay it. This is great for individuals wanting to earn a degree. For more info:

Academic Competitiveness Grant (ACG)

In order to get this grant, you must be a recipient of the Federal Pell Grant. For the first year it gives $750 and $1,300 for the second year. It can help single mothers continue their education. There are more grants found here in grants.gov.

Free Money For Single Mothers?

“Mothers always find ways to fit in the work – but then when you’re working, you feel that you should be spending time with your children and then when you’re with your children, you’re thinking about working.” – Alice Hoffman

I think most can relate to Alice Hoffman’s statement. The feeling of being torn between the two most important things in your life, your work and your children. The truth is your work is important because it helps give you what you need to support your children, but your work also takes you away from them.

It is far more difficult for single mothers to find time for their children because they have to work twice as hard to provide for them. And even then, some of them find themselves in trouble, even homeless. When the going gets tough and feels like more than you could handle, worry no more. There is help.

For these people the government and other non-government agencies have provided assistance through free grants. That’s almost like free money for you because unlike a loan you do not need to repay it but there are certain obligations you need to fulfill which are a small price to pay for the help you will receive, of course. Check out these places if you’re low on money and need assistance in providing for your children. Here are a few places you can go to seek help:

GRANTS

Grants are awards given to execute a government sanctioned objective. It can be given to individuals or groups. To look for grants go to: grants.gov.

BENEFITS

This is the place to go to look for personal assistance but it does not necessarily mean it is a place that provides free money. The government gives assistance through this in relation to real needs of citizens like education, training and housing. This is not given out easily, in order to get this you must apply for it and they do not always give out cash payments. To find out more about this go to: benefits.gov .

Small Business Administration (SBA)

Starting a small business or need more resources to support it? They address your needs for financing through their Guaranteed Loan Program, Bonding Program and Venture Capital Program. For further information you can visit: SBA .

Federal Student Aid

If you have money problems but want to earn your degree, you can visit this site: studentaid.ed.gov. There are grants available here for you, the beauty about grants is that you don’t need to repay them. These are the following grants available in this program:Teacher Education Assistance for College and Higher Education Grant (TEACH Grant), Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), The Academic Competitiveness Grant (ACG), The National Science & Mathematics Access to Retain Talent Grant(National SMART Grant), Institutional Grants and Iraq and Afghanistan Service Grant.

Grants Help Single Moms

One of the challenges of single parenthood is paying for the rent or getting their own house. Raising a family is a fulfilling endeavor but it is also not an easy thing to do. Perhaps, it is even more difficult for those going it alone because they have to fill the role of two people. They have to be both and the only source of income and nurture.

For low-income earners, being able to buy their own house is highly unlikely, they are probably only barely surviving on what little she earns. Although there are those who get through this unscathed some have to encounter the threat of being homeless. For these cases, is there someone who provides housing assistance?

I do not know if there is an individual who would solely give housing grants to moms but I do know their are groups both in the government and out of it which specialize in helping people with low-income keep a roof over their heads.

These groups were specifically made to cater to housing-related problems. They are dedicated to the provision of homes for people and to the decrease in the number of homeless people. They have envisioned a country where each individual enjoys their right to a safe and clean shelter.

State Assistance

States have programs to address the needs of their low-income families. Like the following:

Hughson Family Resource Center Inc – Hughson: One of their main goal is to reduce the effects of poverty on families.

The North Dakota Housing Finance Agency – Bismarck

They aim to make housing affordable for people living in Bismarck. They have affordable mortgage financing as well as rental housing at an affordable price. Plus they want to continue and grow with the changing housing needs in the city.

Department Of Housing And Urban Development North Dakota – Fargo: They deal with owners so tenants who have low incomes can afford their homes.

Burleigh County Housing Authority – Bismarck: They provide affordable houses in a safe place for families with low-income.

Grants

The U.S. Department of Housing and Urban Development has programs and grants for low-income families. There are programs to buy a home but they are not necessarily abundant. However in the event that you cannot get a grant for single moms you can always apply for the many grants they have that cater to low-income families as long as you qualify for it. For more information on grants, go to grants.gov.

When all else fails, you can always apply for a loan. Check this site for more information: www.govloans.gov.

TANF and Other Aid Programs

Our circumstances are not easy. To fight a battle for two alone is difficult but before you single moms out there think you are alone, I would like to say you are not. If you lack the resources to sufficiently support your family, fret not. There are benefits which can ease your burden.

One program provided by the government is the Temporary Assistance for Needy Families (TANF) This assistance program is nationwide and provides cash assistance for low-income families among other things. These are some of them found in different states:

Alabama: Family Assistance

It offers financial help for the basic needs of families with dependents whose income does not exceed the standard of this agency. These are its services: Public Assistance, JOBS, Alabama Fatherhood Initiative. For more information, you can visit this page:http://www.dhr.state.al.us/page.asp?pageid=357.

Alaska Temporary Assistance Program (ATAP)

This program has a 60-month limit on its assistance and caters to families which have countable resources of less than $2,000. The family must have an income less than the ATAP’s limit to be eligible for this. For more info: visit ATAP.

Arizona: EMPOWER

This state has a very comprehensive program for its citizens. It has services like “short-term crisis” which temporarily helps low-income families, during an emergency, towards stability. Where to find assistance in Arizona.

California: CALWORKS

This programs assists in preparing and obtaining an employment. It serves all 58 counties of this state. Learn more here: http://www.cdss.ca.gov/cdssweb/PG141.htm.

Colorado: Colorado Works

This is a program under TANF which requires recipients of its services to render services for the food stamps given. Dig in: http://www.cdhs.state.co.us/employmentfirst/Workfare.htm

Connecticut: JOBS FIRST

This gives aid in form of cash for the basic and special needs of the recipient. Those who receive this aid will receive money up to the Federal Poverty Level for 21 months. Find out here: www.ct.gov.

Delaware: ASSIST

This program provides medical assistance, cash assistance, food stamp benefits and child care services. Details are found at Delaware Assist.

D.C.

They offer a wide range of assistance for its citizens such as Homeless Assistance, Homeless Resource Sheet, Housing and Shelters, Permanent Supportive Housing, Homeless Prevention and Rapid Re-Housing Program and Teen Parents. Visit DC Dept of Human Services.

Florida: ACCESS FLORIDA PROGRAM

It provides food assistance, temporary cash assistance and medicaid. These programs are aimed at helping low-income families. Learn more about the Access Florida Program.

Visiting your home state’s website is the fastest route to uncovering assistance programs to aid you in your time of need.

Answering Your Cry For Help

One of the most famous woman in the history of America is probably Jacqueline Kennedy Onassis. She was an icon in and of herself not only because she became the wife of two very powerful and influential men, John F. Kennedy and Aristotle Onassis. She became a single parent at a young age and had this to say about the importance of parenting:

“If you bungle raising your children, I don’t think whatever else you do well matters very much.”

After she became a Kennedy’s widow, she married Onassis for security, according to some people. Regardless, she raised wonderful children.

Will it turn out just as well for most of us?

The thing is, while everything somehow worked out for her, and I doubt she even had money troubles at that time, the situation isn’t quite as promising for most of us. Most of us work tirelessly to pay for the bills and support our children, barely having enough time to spend with them.

Some of us even have to suffer through being overworked and underpaid just because we lack the degree to bag a higher paying job. And yet in spite of our toil and diligence it is still not enough to secure the life and future we want to provide for our children.

So, upon hearing about the “Obama grant” our anxious and tired hearts began to relax and fill with hope but these hopes were dashed once we realized that it was nothing but a scam. The cruelty of dangling the carrot of financial aid only to have it withdrawn in the end.

Is this the end?

Not at all, because there are government assistance for single mothers programs. Below are some of the government aid available.

Temporary Assistance for Needy Families (TANF)

This program is found nationwide. It’s goal is not to indefinitely provide for the needy families but to help them while they are trying to stabilize their lives. This program helps individuals moves towards independence and stability by providing financial assistance and job training.

Grants

The U.S. government provides a lot of grants for different needs. There are small business grants if you want to start your own business. There’s also housing assistance and health care aid, especially needed by low-income families with children. It also has student and college grants for education. Most of all for women there are grant sources. All this and more are found here http://www.grants.gov/applicants/find_grant_opportunities.jsp

Loans

The government also gives loans for education, housing, business and disaster relief. Check it here: http://www.govloans.gov/. It’s comforting to know that our government has created programs and services to address our needs.

College Grants For Single Mothers

“Everyone has a right to a university degree in America, even if it’s in Hamburger Technology.”   Clive James

I know it sounds like an off-handed remark made to sound witty and humorous but I think it has a ring of truth in it. I believe that we all have that right to get a degree and I would like to think we all get to exercise this right if and when we want to. However, the world is not so idyllic that it will conform to my notions.

Single motherhood is nothing new nowadays. They are in a very difficult situation because they have to be both parents to their children but it is even more difficult for those who have low-incomes especially those who do not have a university degree. So, even if going back to school is the best option for the family, they are unable to do so because they cannot afford it now. It’s a vicious cycle.

There are a lot of grants and scholarships for you to go to college. Some of these are student grants for low-income families. You can also opt for student loans. The following are some groups catering to this special group:

Programs Offered by The Assistance League

This is a philanthropic society which has programs for family. They provide scholarships, shelter outreach, and monetary grants. They have bases all over the US. To find the nearest location: The Assistance League.

College of DuPage Foundation Single Parent Scholarship

A scholarship for aspiring students with dependent children. Ten $1000 scholarships are awarded each year. You can find more info about this here: http://www.cod.edu/dept/fin_aid/scholarships/cod_singleparen.htm

Arkansas Single Parent Scholarship Fund

This was a fund established to address the need of single-parent families in Arkansas. If you live in Arkansas, you can apply for this. Other states also have similar scholarship funds.

Jane M. Klausman Women in Business Scholarship

For women, who want to pursue a degree related to business. This is only for those studying at the undergraduate level.

There are more scholarships to choose from, there is even one where all you need to do is register and you have chance to get $10000 for college. The best place to look tor them is at the college you plan to attend. Contact your school’s financial aid office. Don’t delay. Start applying now!