What You Need To Know About College Grants Before You Apply

College grants are dreams come true for a lot of single mothers. It gives us the hope of a brighter future without too much burden today. Because taking care of our families all by ourselves leaves us with little or no money leftover at the end of every month at all, a college grant can take care of education.

It means bigger chances of us landing a higher paying job in the future. College grants seem ideal but what you should know is that it isn’t all sunshine every day. Looking for one where you will be qualified is a task. Getting approved is another.

There are 6 things that you should know about college grants:

  1. For anybody to be approved of a federal government grant, you must have a FAFSA (Free Application for Federal Student Aid) on file. Application of it starts during every first of January. It is important to apply for it when January starts even if you still aren’t sure about going back to college.

    Even if you decide to do so mid-year, you can still be qualified for these types of grant. Failure to fill out this application form can mean you will still have to wait for months until it is available again.

  2. Not all grants will cover all of your school expenses. It normally just takes care of basic tuition and books while all the extra expenses must be shouldered by you. This doesn’t apply to all college grants since each and every one varies. Do your research well to find one that you will benefit from the best.
  3. Don’t just narrow down your search on “college grants for single moms/parents”. You may also be qualified for other grants such as for low-income families. Look into the many college grants out there and don’t be shy to ask. You just might be approved of a college grant that doesn’t outright say “for single moms/parents”.
  4. Before you agree to a grant, read all of its terms and conditions first. Most grants will ask something from you in return. Usually, grants will require you to do service for your community or some sort of work. Before diving into it, be sure that you will be able to fulfill your end of the bargain. Otherwise, you will receive sanctions or worse, your grant will be revoked.
  5. Grants are different from scholarships. Grants are given to individuals based on their needs such as those with low-incomes while scholarships are given to those who have met a certain criteria or grade in academics. Grant is where you will be asked for some work or report in return. Scholarship on the other is where you will be required to meet a certain grade point.
  6. State grants are also available. Unexpected places where you can find college grants are the unemployment office, economic office and your county’s family services.